FAQ's

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  • 1

    Will you guarantee that I will get a loan ?

    We cannot guarantee that you will get a loan, but we will guarantee that we will do our best to get you a loan. You simply must be honest with the information that you provide us so we can make the best decision on helping you to secure a loan.

  • 2

    What can I do to ensure the best change to getting a loan ?

    To ensure you get the loan you want, you must do the following things:
    1. Provide the most honest and accurate you can provide to the questions we ask in our form.
    2. Please check your credit score and try to be as accurate as you can when providing it.
    3. Please provide the most updated and accurate information possible.

  • 3

    My Credit is not good, what can I do ?

    If you know that your credit is not good, take at least 6 months to improve your credit score.

  • 4

    How can I improve my credit score ?

    1. Improve your credit score by making payments on time.
    2. Improve your credit score by reducing your credit card balances to between 4% - 10%. This may increase your score by as much as 50 points.
    3. Don’t close out credit card accounts. This is the worse thing you can do.
    4. If you have never established credit, apply for a $500.00 credit card, spend $250.00, and pay it back within 6 months.
    5. Do not bounce checks and avoid None Sufficient Funds charges at your bank.

  • 5

    How competitive are your interest rates ?

    Our rates vary based on your credit score and history. The lower your credit score the higher your rates, the higher your credit score, the lower your interest rates.

  • 6

    How quickly can I receive funds ?

    You can be approved for financing in as little as 24-48 hours and receive funding in as little as 7 days after you have been approved. Receiving funds depends on how quickly we can verify your information.

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Glocodes Financial wants to help you find any type of business financing that you need. We Lend When Others Won’t.
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